Panic a little, the problem with the long time sub-prime loans is the cars don't out last careless appliance car owners, when the cars pass 125,000 miles and start burning a little oil (as even the best cars do) the appliance car owner still says "I have 3 months til my next oil change" then one day the motor eats… » 1/21/15 11:08am Wednesday 11:08am